Aged Care

Aged care can be complex and emotional, which is why we guide you through every financial decision with clarity and care. From understanding fees and funding options to maximising government benefits and protecting family assets, we help you make informed choices that ensure quality care now while preserving financial stability for the future.

Housing Options & Accommodation Costs

We explain the differences between RADs, DAPs and other accommodation payment options, helping you choose the most cost-effective approach without compromising care.

Care Fees & Ongoing Cost Management

We provide a clear breakdown of daily care fees, means-tested fees and additional service charges, with strategies to minimise expenses and maintain long-term affordability.

Maximising Government Benefits

We assess eligibility and structure assets to help you qualify for Centrelink and other government support, ensuring you receive the maximum entitlements available.

Asset Protection & Estate Planning

We help protect the family home and other assets while planning for wealth transfer, ensuring your loved one’s legacy is preserved and their wishes are respected.

Your Journey With Us

Our advice process is designed to be simple, transparent, and focused on you. Through four clear steps, we take the time to understand your goals, create a tailored plan, put it into action, and provide ongoing guidance to keep you on track.

Getting to Know You

In our first meeting, we will learn about your current situation, financial position and lifestyle goals. We will gather important personal & financial information so we can understand your needs and preferences. This helps build a clear picture of what matters most to you.

Your Personalised Plan

Using the information gathered, we prepare a tailored Statement of Advice. This plan provides strategic recommendations and options designed to help you achieve your goals. It is comprehensive, easy to follow, and sets the foundation for your financial future.

Putting the Plan into Action

Once you are comfortable with the recommendations, we help you put them in place. As a full-service financial planning company, we can implement most aspects of your plan — from superannuation and investments to insurance. We also collaborate with your accountant, solicitor, or other professionals where needed, ensuring everything works together for the best outcome.

Ongoing Guidance

A financial plan is a snapshot in time — and life changes. That’s why we provide ongoing support with annual (or more frequent) reviews, regular performance reports, and updates to your strategy as needed. This ensures your plan continues to align with your situation and keeps you on track to achieving your goals.